Whether you are searching for your first home, or you are a seasoned homeowner, Valley Mortgage, Inc. is your choice for home loans in the Fargo-Moorhead and surrounding areas. We originate all types of loans including ND Housing Finance Agency, FHA, VA, Rural Housing and Conventional. We finance homes throughout the metro area, but also cover all rural areas throughout North Dakota and Minnesota.
Our experienced staff of originators, processors and closers will make certain your loan is closed as efficiently as possible. As a testament to our service and commitment we have been awarded The Champion of Affordable Housing Award by ND Housing Finance Agency for 2008. A prestigious award only few are recognized with each year. We are proud of our dedication to the First Time Homebuyer.
Whether you are looking for a starter home, vacation property, or that special spot on the golf course we can find you the best loan that works for you. Call today and find out more.
Use one of our simple loan application options to 
Find the perfect loan to fit your needs:
Purchasing a Home?
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Need to Refinance?
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Consolidating Debt?
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
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