Great Homes. Great Rates. It's Time! 

3301 13th Avenue South
Fargo, North Dakota 58103
(701) 461-8450 or (800) 373-5654

   
 
 
 
 

Ray has always been passionate about mortgage lending and decided to make it his career in 1991.  At Valley Mortgage Ray uses the easiest and most technological processing methods allowing him to provide great services for all his clients.

Ray is committed to every clients personal financial situation.  He will see that you have a low rate loan and no complications with the loan process.
 

It's a BREEZE...

with

Ray Perhus

Highlights of Programs and Services:

  Purchases and refinances of new and existing homes
  Specializing in First Time Home Buyer loans
  Government loans (FHA and VA)
  100% Conventional loans
  Cash out of equity to payoff 2nd mortgages or other debt
  Second/Vacation homes
  Investment/Rental properties
  Can work with damaged or challenging credit
     including past dues and Bankruptcies
  Loans for people who are self employed
  No Doc or Reduced Doc loans for those who prefer
     not to disclose income
  Loans for people who need co-signors
  Evening and weekend appointments available
 

Ray Perhus

rperhus@valleymortgage-fargo.com
Ray Perhus, Senior VP
Valley Mortgage, Inc.
3301 13th Avenue South
Fargo, ND 58103
701.461.8450
 

 
 
 
 
 
 
 

 

Apply Online Today!

 

 

Programs, rates, terms and conditions are subject to change without notice.
Some restrictions may apply.

© Valley Mortgage, Inc. 2006. All Rights Reserved.


 

 

Equal Housing Lender